Savings and Voluntary Deductions

What you need to know

A credit union is similar to a savings club. You can sign up to a credit union and a set amount of money is deduced from your wage and sent to the union to save.

What you need to do

1. Select a credit union by visiting Joining Forces Website which contains links to the credit union provider websites or visit them directly
   1. Forces Finance
   2. Serve and Protect
   3. First Defence Finance
2. Complete the application
3. Once approved the deductions will be taken from your wages

What you need to know

You may wish to support a charity or church by setting up a regular monthly donation.

The minimum you can donate is £1 per month, there is no maximum limit.

What you need to do

To start, increase, decrease or stop a charity donation you should complete the JPA E025 Charities Payroll Giving form and post to:

Charitable Giving 
Union Mine Road 
Pitts Cleave
Tavistock
PL19 0NS

Forms must be with the Agency before the last working day of a month to be effective from the first of the following month.

What you need to know

You may wish to request that an annual subscription is taken from your salary for the benefit of a certain fund.

Subscription would start the first of the month and year following the agreement is made.

Subscription would stop the first of the month and year after the agreement is made.

Subscriptions will be deducted monthly in arrears at 1/12th of the annual percentage of a day's gross pay as notified by the administrators of the fund.

When there is a variation in the type of subscription required, for example transfer to a new Regiment, one form is required to stop the current subscription and another form to start the new one.

To ensure that a subscription is started or stopped from the month you request, forms must be received by the Regimental Secretary no later that the first day of that month.

What you need to do

You must complete JPA E014 form and pass to your Unit HR Admin who will  send to the Regimental Secretary of the requested fund.

What you need to know

You can choose to join the Sports Lottery if you wish.

There is a maximum number of 5 tickets per week for Army and RAF and a maximum number of 6 for Royal Navy. Each ticket costs 75p each per week.

In order to conform to the Lotteries an Amusement Act 1976, which states that you must pay for your tickets before you enter into the Lottery, tickets will be valid from the month after deductions, or changes to deductions, are made from your pay.

What you need to do

You should complete the JPA E015 Sports Lottery Application form detailing how many tickets you wish to purchase. You can also use this form to amend or cancel your subscription to the Sports Lottery.

The completed form should be sent to: