What you need to know
X-Factor is included within your Annual Salary to compensate for the different conditions of Service life you experience compared to those in civilian employment. it is averaged over a whole career and across all 3 Services.
It is important that you have read and understood JSP 754 Tri-Service Regulations for Pay (chapters 2 to 4) before proceeding.
X-Factor remunerates for a number of components of Service life as determined by the Armed Forces Pay Review Body (AFPRB), which are currently:
- turbulence
- spouse or partner employment
- danger to physical and mental health
- separation from family and home
- job security
- hours of work
- stress, personal relationships and impact of the job
- leave
- training, adventure training and personal development
- promotion and early responsibility
- autonomy, management control and flexibility
- individual and collective rights
- travel to work
The AFPRB also recommends the rate of X-Factor. At present this is currently:
- 14.5% for Regulars, Full Time Reserve Service (FTRS) on Full Commitment and Mobilised Volunteer Reserves
- 5% for Part Time Volunteer Reserves, FTRS personnel on Limited Commitment, Reserve personnel on Additional Duties Commitment, and Military Provost Guard Service
- 0% for FTRS personnel on Home Commitment
The full rates of X-Factor are paid to all Other Ranks and Officer ranks up to OF4 (Commander/Lieutenant Colonel/Wing Commander) and it tapers above this.
X Factor is ‘pensionable’ i.e. the the amount of X-Factor received helps determines the amount of pension accrued.
What you need to do
There is no action to take. X-Factor will be processed automatically by your Unit HR Admin or Personnel Office.
