The Forces Help to Buy (FHTB) scheme is an interest-free advance of salary available to Regular Service personnel. The scheme is aimed to support first-time buyers and those who need to move home because they are assigned elsewhere. You can also use FHTB to extend your property as the needs of your family change.
More information can be found on the Forces Help to Buy Scheme page.
Please refer to the Single householder discount page to find out if you are eligible for a 25% discount on your council tax bill.
Regular Service and Full Time Reserve Service (Full Commitment) personnel are provided with high quality subsidised accommodation. The type of accommodation offered will be within an appropriate distance of your duty unit and you may be eligible for allowances to support the cost of moving. Please refer to the Service accommodation page for more information.
Future Accommodation Model (FAM) offers Service Family Accommodation, Single Living Accommodation and also gives you the option of financial support towards renting or buying a property. FAM has been designed to allow Service Personnel more flexibility over where, how and with whom they live. It's important you confirm your eligibility for FAM and understand how it will work for you, before entering into any financial commitments.
Please read the Future Accommodation Model page for further information.
In order to be eligible to cohabit in surplus Service Family Accommodation (SFA), you must be in a long term relationship (LTR(E)) that is recognised by Defence and recorded as such on JPA.
To do this you need to record your relationship on JPA (via add a contact). You then need to collect and retain details of events and documents over the following 365 days which can be used in the future to evidence the relationship.
After 365 days, you can take this evidence to your Unit HR Admin and request that your relationship is converted to LTR(R).
If you are already in a long term relationship for longer than 365 days you can achieve LTR(E) status without a JPA self-service recorded period if you can demonstrate your relationship has lasted at least 365 days.
Please refer to JSP 464 (volume 1, part 1) Annex A and B.
The Army Over 37 Provision is to support the domestic stability of the family of those Army personnel who choose to serve unaccompanied in the later part of their careers as part of the Army's Accompanied Service policy.
It does this by assisting with the costs of settling their immediate family at a Selected Place of Residence (SPR) in the UK and enabling them to serve voluntarily unaccompanied (VOLSEP) at their duty station without financial penalty.
A waiver of accommodation charges is exceptionally authorised under JSP 464 to eligible Army servicemen and women with a SPR in either the UK or Overseas.
